Divorce Mortgage Planning

Service Description

*Average divorce mortgage planning case requires about 5 hours of planning. More complex cases with multiple homes can average between 8-15 hours. *Bundle packages availble. Inquire for more details. Divorce Mortgage Planning is a supportive and specialized service designed to help you navigate the financial aspects of your home and mortgage during a divorce. It aims to provide clarity and confidence as you make important decisions about your future. Here's what we offer in this process: 1. Comprehensive Financial Analysis: We start by thoroughly reviewing your current mortgage, home equity, and overall financial situation. This helps us understand your unique circumstances and identify the best options for you. 2. Customized Strategy Development: Based on our analysis, we work with you to develop personalized strategies. Whether you’re considering refinancing, buying out your spouse's share, or selling the home, we create a plan that aligns with your long-term financial goals and provides stability. This may include assistance in structuring child support and alimony, consolidating debt, or strategies to improve your credit scores. 3. Refinancing Guidance: If refinancing is the best option, we’ll guide you through the entire process. We’ll help you understand the requirements, feel comfortable with the mortgage payments, and ensure the transition is smooth and stress-free. 4. Buyout Assistance: If you wish to stay in your home and buy out your spouse’s share, we’ll help you evaluate this option and manage the financial details. We’ll ensure you understand the implications and guide you through the process step by step. 5. Sale Support: If selling the home is the right choice, we will connect you with our trusted partners, who also have a strong understanding in the complexities of real estate and divorce. We aim to help you get the best possible outcome with minimal stress. 6. Collaborative Approach: We work closely with your legal and financial advisors to ensure a seamless process. Our collaborative approach ensures that all aspects of your divorce are aligned, making the experience less overwhelming. 7. Ongoing Support and Advice: Throughout the process, we’re here to provide continuous support and expert advice. We’ll answer your questions, address your concerns, and adjust the plan as needed. We can also assist with the actual obtaining on the mortgage, post-divorce.